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Comprehensive Fitness Studio Insurance with Marlow Campbell Insurance Group

Protect Your Gym and Fitness Center in North Carolina
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Many years in business

100% customer satisfaction

Knowledgeable advisors to help you

Multiple coverage options to choose from

Marlow Campbell Insurance Group

Fitness Studio Insurance Provided By Our Agency

Experiencing a fire at your gym or dealing with a lawsuit from an injury can severely impact your fitness business. Fitness studio insurance protects against property damage, client injuries, professional liabilities, and more.

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General Liability
Commercial Property
Professional Liability
Worker’s Compensation

General liability coverage

Risk Factors

If one of your customers slips on the treadmill and suffers an injury, you will have to pay for the medical expenses and also face a lawsuit.


Your general liability policy would cover the lawsuit's medical and legal expenses.

Commercial property coverage

Risk Factors

A fire breaks out in your gym and destroys your equipment and machines.


Your commercial property insurance would help you cover the loss.

Professional liability coverage

Risk Factors

If any of your customers sue you and your gym for negligence, you will have to pay the legal fees for the lawsuit.


Your coverage will help cover all related legal fees. Commercial Auto policy would cover any expense for the medical care of the other driver and the repair of his property.

Worker’s compensation coverage

Risk Factors

While carrying heavy gym equipment, your employee suffers an injury. They need medical care and cannot work until they recover.


Workers’ compensation would pay for their medical bills and a portion of lost income while they recover and cannot work.

What is Fitness Studio Insurance?

Fitness studio insurance is a comprehensive package that includes several policies, such as general liability, property coverage, and workers' compensation. Sometimes, gym owners are required to obtain specific policies to meet contractual requirements. However, even if not mandated, gym insurance is a wise investment to prevent lawsuits and other risks from depleting your business's finances.

Who Needs Fitness Studio Insurance?

With the diverse nature of fitness centers today, fitness studio insurance is essential for a wide range of facilities, including:

  • Boutique membership clubs
  • Health clubs
  • Fitness centers
  • Pilates, yoga, and spin studios
  • Franchise operations
  • 24/7 key access clubs

Every fitness business faces potential claims, but the physical activities and equipment involved increase the risk. According to the National Safety Council Injury Facts, exercise and exercise equipment caused 468,315 emergency room visits in 2019 alone. Although not all these injuries occurred in gyms, they highlight the importance of proper coverage.

In addition to injuries, gym owners might also face legal issues due to unsupervised workouts or equipment misuse. Gym owners need comprehensive insurance policies that cover these risks to avoid financial ruin due to unexpected incidents.

Protect Your Fitness Business in North Carolina

Gym owners in North Carolina must obtain insurance policies that address their unique risks, including supervised and unsupervised workouts. The potential for injuries, such as slips, falls, or even severe incidents like cardiac arrests, makes robust coverage indispensable. Don't risk your business's future due to inadequate insurance understanding.

Contact Marlow Campbell Insurance Group Today

Ensure your gym and fitness center in North Carolina are fully protected. Contact Marlow Campbell Insurance Group today to find the right insurance coverage tailored to your needs.

Already have Fitness Studio Insurance? Switching is easy

It might be time to switch insurers whenever the service that your existing insurer provides doesn’t meet your needs. For example, if you have a poor claims experience or an unexplained rate increase, it might be time to consider other options

If you cancel a previous policy before a new policy is effective, you could run into some serious financial problems.

Contact us today to help you with multiple options to choose from.
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