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Comprehensive Insurance Solutions for Technology Companies

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Technology Company Insurance Provided By Our Agency

Imagine the possibilities! Whether you're a technology product company with an innovative idea or an IT contractor, we've got your back. We understand the diverse risks associated with developing new technologies and are here to help you find the right coverage to keep you protected in North Carolina.

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General Liability Insurance
Commercial Property Insurance
Business Auto
Worker’s Compensation
Cyber Insurance

General liability insurance coverage

Risk Factors

Your client visits your data center and trips over a set of computer wires that were left out. As a result, the client sues your company for their medical expenses and lost wages.

Solution

Your general liability policy would cover the cost of medical expenses and the legal fees for the lawsuits.

Commercial property insurance coverage

Risk Factors

Your server was hacked. Since it was down, you had to halt your services. You need to repair it immediately and bring the server back up again.

Solution

Commercial Property Insurance would help you cover the damages and the loss incurred.

Business auto coverage

Risk Factors

If any of your company vehicles are involved in an accident, you have to pay for third-party bodily injury, property damage, or pollution clean-up.

Solution

Commercial Auto policy would cover any expense for the medical care of the other driver and the repair of their property.

Workers’ compensation coverage

Risk Factors

An employee experiences an electric shock while installing a new computer system, requiring hospitalization and significant time off.

Solution

Workers’ compensation would help pay for his medical bills and a portion of lost income while he recovers and is unable to work.

Cyber Insurance coverage

Risk Factors

Your office system got hacked, and personally identifiable information was stolen. So you had to hire a public relations firm to restore your brand image.

Solution

Cyber Insurance would cover any loss and pay for hiring a public relations firm.

What is Technology Company Insurance?

Technology Company Insurance is a suite of business insurance products tailored to address tech enterprises' unique risk management needs in North Carolina. This specialized coverage helps prevent disruptions to your premises, staff, and operations, ensuring your business stays on track.

Types of Coverage for Technology Companies

General Liability Insurance: Protects your technology company against legal actions involving bodily injury or property damage.

Commercial Property Insurance: This policy covers your company's premises and essential equipment, such as computer hardware and office furniture.

Business Income Insurance: This policy offers financial assistance to compensate for lost revenue if covered property damage, like a fire, forces the suspension of your company's operations.

Other essential coverages include:

Errors and Omissions Insurance: Also known as professional liability insurance, this coverage defends your IT company against claims of negligence or mistakes, even if the oversight wasn't your fault.

Cyber Liability Insurance: Covers legal defense costs, credit monitoring, and recovery measures in case of a data breach or cyberattack affecting your business or clients.  

Workers' Compensation Insurance: Required in almost all states, this insurance covers medical expenses for illnesses or injuries sustained by employees at work.

Fidelity Bonds: Protects your tech company from financial losses caused by employee theft or document forgery, often required by client contracts.

The Importance of Technology Company Insurance

Technology company owners in North Carolina should always appreciate the importance of comprehensive insurance. It offers crucial protection, freeing you up to concentrate on development rather than possible financial setbacks. To learn more about how Marlow Campbell Insurance Group can help safeguard your tech business, contact us today!

Already have Technology Company Insurance? Switching is easy

It might be time to switch insurers whenever the service that your existing insurer provides doesn’t meet your needs. For example, if you have a poor claims experience or an unexplained rate increase, it might be time to consider other options

If you cancel a previous policy before a new policy is effective, you could run into some serious financial problems.

Contact us today to help you with multiple options to choose from.
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